As a black man,I have come to the realization that I am discriminated for being black

[BostonGuy]

The TS is probably some ‘woke’ white ******* pretending to be black in order to further this B.S. notion of ‘systemic wacism.’

[AlexKid]

there's always some good in every race and always a load of bad too, an individual style mindset helps you avoid that am I racist am I not mindset

Of all the black people in the world I like 2, both Mike Tyson and Goggins, so I am not a racist

I am Alexkid and I am color blind, I fully embrace individualism

[HitmanTommy]

You have a link to that study?

Sure. Here's a few of them actually.

[JimRaynor]

What dont you "know" about the "other stuff"?

My grandparents are still alive to this very day to tell me that they were sprayed with water hoses and had police dogs sicked on them all because whites didn't want to give them equality under any circumstances. There is plenty of video on the internet to show policemen spraying black adults and black children with water hoses.

And no.... I know for a fact I was discriminated by being offered a higher interest loan. I had a white coworker who made exactly the same amount I did, but his scores were a little lower (about 25 points), we both had the same debt to income ratio and the lending company gave him a lower interest rate.

There is actually a very thorough study online that shows black people on average are discriminated by lending companies by being offered higher interest loans than non-blacks despite having virtually the same credentials.

When I say I don't know, that doesn't mean I am denying the other stuff you wrote, it could very well be true.

However, the part about being denied a good rate by a mortgage lender because of your skin color just sounds like BS. A mortgage lender doesn't give you your rate out of his own personal prejudice, the computer he types your information in does. How do I know this? Because thats what I do every time a white, black, or any other type of person needs a rate or an amount. And since its not my money, I have absolutely no reason to not approve them or give them what the bank is offering.

As for your friend, have you considered taking into account his credit history, how long he has had his credit open for, and how many prior loans he took out and paid off? The computer gives the numbers not the person behind the computer. I've known people with credit scores in the 600's get better ratess than people in the mid to high 700's simply due to the fact that they have leased with the dealerships several times before and never missed a payment.

[BostonGuy]

And no.... I know for a fact I was discriminated by being offered a higher interest loan. I had a white coworker who made exactly the same amount I did, but his scores were a little lower (about 25 points), we both had the same debt to income ratio and the lending company gave him a lower interest rate.

There is actually a very thorough study online that shows black people on average are discriminated by lending companies by being offered higher interest loans than non-blacks despite having virtually the same credentials.

Then why don’t you enlist the Attorney General in your state and sue the lender for discrimination and violating your civil rights? Better yet enlist a pro bono attorney in filing your lawsuit.

There are protections in our laws that prohibit these kind of lending practices.

Let me ask you: have you done this? If “no” why not?

[Motorcity Cobra]

We all know this but there is no point in stating your case to these people looking for empathy. They cant empathize with those they dont view as equal.

That's why I never take the empathy route. I stay on their heads and reveal their evils to them.

[GGG Gloveking]

We all know this but there is no point in stating your case to these people looking for empathy. They cant empathize with those they dont view as equal.

That's why I never take the empathy route. I stay on their heads and reveal their evils to them.

Stop lying. You put everyone on ignore, live in your little ******* bubble, and refuse to pay up on bets you lose.

That's what you do, punk...

[HitmanTommy]

The TS is probably some ‘woke’ white ******* pretending to be black in order to further this B.S. notion of ‘systemic wacism.’

Yep.... Looks like some "woke white *******" too me.

****** re tarded fkk.

[HitmanTommy]

When I say I don't know, that doesn't mean I am denying the other stuff you wrote, it could very well be true.

However, the part about being denied a good rate by a mortgage lender because of your skin color just sounds like BS. A mortgage lender doesn't give you your rate out of his own personal prejudice, the computer he types your information in does. How do I know this? Because thats what I do every time a white, black, or any other type of person needs a rate or an amount. And since its not my money, I have absolutely no reason to not approve them or give them what the bank is offering.

As for your friend, have you considered taking into account his credit history, how long he has had his credit open for, and how many prior loans he took out and paid off? The computer gives the numbers not the person behind the computer. I've known people with credit scores in the 600's get better ratess than people in the mid to high 700's simply due to the fact that they have leased with the dealerships several times before and never missed a payment.

I am 4 years older than him. My credit is exactly 3 years and 8 months longer than his. He has taken out no loans and neither have I. We both paid for our cars with cash.

I already provided links of mortgage lenders discriminating. I provided multiple links of studies from legitimate sources.

My scores were around 25 points higher than his on equifax, transunion and experian.

[boxingfan91]

We all know this but there is no point in stating your case to these people looking for empathy. They cant empathize with those they dont view as equal.

That's why I never take the empathy route. I stay on their heads and reveal their evils to them.

Youre a little b1tch, always crying about racism. Grow up, white man aint holdin u back, its your own people